Tax Settings

Set your tax rates — applied across investment accounts, retirement projections, and cash flow analysis.

Your Tax Profile
Standard employee rate is 7.65%; self-employed is 15.3%
Effective Rate Summary
Combined Ordinary Income Rate
Federal + State + FICA
35.40%
Effective Capital Gains Rate
LTCG + State
20.75%
Federal Rate
Marginal bracket
22.0%
State Rate
Virginia
5.8%
Income Tax Estimate (Annual)
Based on single filing status and current budget income of $8,800/mo. These are estimates — consult a tax professional.
Est. Annual Income$105,600
Federal Income Tax-$23,232
State Income Tax-$6,072
FICA-$8,078
Estimated Take-Home (Annual)$68,218
Investment Tax Impact
Taxable account value$12,050
Unrealized gains$3,610
Est. federal capital gains tax-$542
Est. state tax on gains-$208
After-Tax Value (if sold today)$11,301
2024 Federal Tax Brackets (Reference)
RateSingleMarried Joint
10%Up to $11,600Up to $23,200
12%$11,601–$47,150$23,201–$94,300
22%$47,151–$100,525$94,301–$201,050
24%$100,526–$191,950$201,051–$383,900
32%$191,951–$243,725$383,901–$487,450
35%$243,726–$609,350$487,451–$731,200
37%Over $609,350Over $731,200
Long-Term Capital Gains Rates
RateSingleMarried Joint
0%Up to $47,025Up to $94,050
15%$47,026–$518,900$94,051–$583,750
20%Over $518,900Over $583,750